Motorcycle Insurance Prices

here a number of factors an insurance company considers when it is calculating your motorcycle insurance prices.
 First, there is you,  your age, experience driving record and claim history, plus where you live and where you keep your bike. Premiums are calculated on the basis of perceived risk, and someone who has a 'history' is statistically going to be likely to claim.
Second, there is your bike, its age, value, accessories any modifications that might affect performance etc. Obviously a turbo and nitrous injected GSXR1000 is likely to be more risky than a commuter scooter!
Now, the thing to do when discovering your motorcycle insurance quotations is to get a number of quotes from different companies, including those that might specialize in your bike.

Motorcycle Insurance Companies. Of course we all know popular doesn't always mean best - or indeed cheapest, but here is a list of the most popular carriers for everyday street bike coverage:

Name	Contact Information	Bikes	Notes
AARP Motorcycle Insurance Program	http://www.aarpforemost.com 1-800-752-2461	Most Makes & Models inc. Customs, Trikes & Classics	Specialized coverage for AARP members that will care for your bike as much as you do!  Offers lifetime renewal (certain restrictions apply)
Allstate Motorcycle Insurance	http://auto-insurance.allstate.com/motorcycle-insurance.aspx	All Makes & Models	Coverage applies to road-use motorcycles only. All coverages are subject to availability and qualifications
American Collectors Insurance	http://www.americancollectorsins.com/cm_overview.htm 1-800-360-2277	Specializing in Classic Motorcycles	ACI will consider a single qualifying motorcycle as well as larger collections
Berglund Insurance Agency	http://www.berglundins.com/constr.htm 1-800-537-2555	All Makes & Models Including Customs	They have a department solely dedicated to assessing and insuring custom motorcycles in 46 states (Not AK, HI, MA or NJ)
BikelinE presented by Markel American Insurance Company	http://www.bike-line.com 1-800-236-BIKE (2453)	All Makes & Models	Their associates ride the same motorcycles you do, so they're ready to ask the right questions to get you the coverage that fits your needs
Bluebonnet Insurance Group	http://www.insurecycles.com 1-888-326-1410	Customs, Cruisers, Vintage, Sport Bikes, Touring Bikes, Scooters	Available in All of Texas, New Mexico & Louisiana
California Services Motorcycle Insurance	1-877-977-5787	Vintage Motorcycles, Limited Production Customs, Passengers, Trikes, Scooters	Extra Chrome, Helmets.  Call for your quote
CycleInsure Agency	http://www.cycleinsure.com 1-800-800-0965	Sportbikes, Cruisers, Customs, Harleys	**Only California Riders Rates as low as $50 per yr
Geico Cycle-Guard	http://www.geico.com/cycle/ 1-800-44-CYCLE	All Makes & Models	Sunny day lay-up program, transfer discount, renewal discount, MSF rider course discount, tour bike discount and multi-bike discount
Gourley Insurance Inc.	1-888-635-2753	All Makes & Models- Not Available in DE, MA, MI, NC, NH & NJ	Specializing in serving Motorcyclists since 1985
Hales Insurance Progressive	1-888-4-BIKERS	All Makes & Models	"Your Motorcycle Insurance Specialist - Insure Your Passion"
McGraw Insurance	http://www.mcgrawgroup.com 1-800-303-5000	All Makes & Models	Discounts including: Association Discount / Motorcycle Safety Course / Anti-Theft / Multi-Policy / Garaging Discount
Mike Felder Insurance	1-800-7-CYLES	All Makes & Models	Insurance specializing in Motorcycles
Progressive Motorcycle Insurance	http://motorcycle.progressive.com/ 1-800-PROGRESSIVE	Most Makes & Models	Insures a variety of bikes including customized motorcycles, and bikes 25 years and older.
Sentry Insurance	http://www.sentry.com/CP/ProductDetail.aspx?Product=CYCL 1-800-3SENTRY	All Makes & Models including vintage & antiques	Discounts including: Annual Policy / Anti-Theft / Rider Training Course / Multi-Cycle / Rider Group